We are expanding the opportunities for our users, thanks to which Birbank Umico cardholders, m10 and Umico Market users will be able to shop more profitably!
New privileges for Birbank Umico cardholders.
Now users have access to a wide range of options.
- Choice of categories at Birbank: Now, all Birbank Umico cardholders have a choice of 2 categories with increased Umico bonuses each month.
- Tasks to increase bonuses: Now you can complete tasks in the Birbank app and increase the % of bonuses in selected categories. For example:
- spending over 50 AZN on Umico Market;
- Maintain balance on card above 1000 AZN;
- Purchase of products in Bravo for more than 20 AZN
- QR payments
- Possibility to earn up to 19% with Umico bonuses: for example, up to 19% can be received for purchases on Umico Market, up to 14% on Trendyol, and up to 19% for paying for transport with BakiKart via the Birbank app. The rate for โall purchasesโ is up to 10.5%.
Integration of Umico bonuses with the m10 app.
m10 users now get even more benefits:
All payments made via QR code in the m10 app give customers at least 2% cashback as bonuses, which makes using the app even more profitable. Users can also receive additional bonuses from favorite partners.
- When paying for mobile network, the Internet, utilities and other services via m10, you earn a bonus of up to 2%.
- To earn Umico bonuses, m10 users do not need to show a card or barcode โ bonuses are automatically and immediately transferred to the Umico balance.
- m10 users can accumulate Umico bonuses and spend them at more than 10 000 retail outlets, pay for services in the app and transfer them to the main m10 balance.
- As part of the promo, customers can transfer their personal bonuses from the Umico balance to the m10 account. 1 bonus = 1 AZN.
Benefits for Umico Market buyers
- Up to 19% cashback bonuses for purchases on Umico Market, which can be used to pay for orders.
- Universal loyalty program: Bonuses accumulated through Birbank and m10 can also be spent on Umico Market.
Single bonus balance for all clients.
Now Birbank, m10 and Umico customers have a single bonus balance, allowing them to maximize the benefits of purchases and payments both in the apps and with partners.
New convenience and benefit levels.
These updates are an important step towards creating a more convenient and integrated user experience. The Umico Bonus loyalty program allows you to make the most of your accumulated bonuses by returning them for your daily spending.
