🚀 We are expanding the opportunities for our users, thanks to which Birbank Umico cardholders, m10 and Umico Market users will be able to shop more profitably!
💳 New privileges for Birbank Umico cardholders.
Now users have access to a wide range of options.
- Choice of categories at Birbank: Now, all Birbank Umico cardholders have a choice of 2 categories with increased Umico bonuses each month.
- Tasks to increase bonuses: Now you can complete tasks in the Birbank app and increase the % of bonuses in selected categories. For example:
- spending over 50 AZN on Umico Market;
- Maintain balance on card above 1000 AZN;
- Purchase of products in Bravo for more than 20 AZN
- QR payments
- Possibility to earn up to 19% with Umico bonuses: for example, up to 19% can be received for purchases on Umico Market, up to 14% on Trendyol, and up to 19% for paying for transport with BakiKart via the Birbank app. The rate for “all purchases” is up to 10.5%.
📱 Integration of Umico bonuses with the m10 app.
m10 users now get even more benefits:
All payments made via QR code in the m10 app give customers at least 2% cashback as bonuses, which makes using the app even more profitable. Users can also receive additional bonuses from favorite partners.
- When paying for mobile network, the Internet, utilities and other services via m10, you earn a bonus of up to 2%.
- To earn Umico bonuses, m10 users do not need to show a card or barcode – bonuses are automatically and immediately transferred to the Umico balance.
- m10 users can accumulate Umico bonuses and spend them at more than 10 000 retail outlets, pay for services in the app and transfer them to the main m10 balance.
- As part of the promo, customers can transfer their personal bonuses from the Umico balance to the m10 account. 1 bonus = 1 AZN.
🛒 Benefits for Umico Market buyers
- Up to 19% cashback bonuses for purchases on Umico Market, which can be used to pay for orders.
- Universal loyalty program: Bonuses accumulated through Birbank and m10 can also be spent on Umico Market.
🔗 Single bonus balance for all clients.
Now Birbank, m10 and Umico customers have a single bonus balance, allowing them to maximize the benefits of purchases and payments both in the apps and with partners.
📈 New convenience and benefit levels.
These updates are an important step towards creating a more convenient and integrated user experience. The Umico Bonus loyalty program allows you to make the most of your accumulated bonuses by returning them for your daily spending.
